Free Finance Calculators

Calculate monthly EMI, total interest, and full amortization schedule.

Calculate SIP returns, total value, and wealth ratio for mutual funds.

Add or remove GST from any amount. Supports all Indian GST slabs with CGST/SGST split.

Find X% of Y, percentage change, and increase/decrease by percentage.

Calculate compound interest, final amount, APY, and year-by-year growth.

Calculate India income tax for FY 2026-27 (same slabs as FY 2025-26) under New or Old Regime with slab breakdown.

Calculate Fixed Deposit maturity amount, interest earned, and effective yield.

Calculate PPF maturity amount and year-by-year balance at 7.1% with EEE tax benefit.

Calculate HRA tax exemption for metro and non-metro cities with all three conditions.

Split restaurant bills equally with tip calculation and per-person amount.

Calculate gratuity as per Payment of Gratuity Act 1972 with eligibility check.

Calculate monthly in-hand salary from CTC with PF, tax, and deduction breakdown.

Calculate Compound Annual Growth Rate or find future value and years required.

Calculate Return on Investment percentage and annualised CAGR for any investment.

Calculate simple interest and total amount using the SI = PRT/100 formula.

Find discounted price and savings amount. Reverse mode finds original MRP from sale price.

Calculate tip amount and split the total bill equally among any number of people.

Calculate how inflation erodes purchasing power over time with a year-by-year breakdown.

Calculate NPS corpus, 60% lump sum, and estimated monthly pension at retirement.

Calculate net worth from assets and liabilities with debt-to-asset ratio.

Calculate the corpus needed to retire and the monthly savings required to get there.

Compare two loans side by side — see which gives lower EMI, total interest, and total repayment.

Calculate LTV ratio for home loans and property loans. Check RBI limits and find max loan amount or required down payment.

Calculate percentage change, percentage of a value, find original value from a percentage, and percentage difference.

Calculate how long to pay off credit card debt and see how much extra monthly payments save in interest.

Calculate trip fuel cost from distance, efficiency (km/L, L/100km, MPG), and price. Supports one-way, return, and passenger split.

Calculate interest saved and months reduced by prepaying your home loan. Compare reducing EMI vs reducing tenure.

See how a repo rate hike or cut changes your home loan EMI or tenure, with an optional prepayment. Compare a higher EMI against a longer loan.

Plan monthly income and expenses with 50/30/20 rule analysis, savings rate, and category-wise budget breakdown.

Add or remove GST from any price. Supports CGST/SGST breakdown and includes an HSN rate quick-reference for India.

Compare products by unit price to find the best value for money. Supports g, kg, ml, L, oz, lb with automatic unit normalisation.

Calculate stock brokerage, STT, exchange charges, SEBI fees, GST, stamp duty, and net P&L for equity delivery, intraday, and F&O trades.

Calculate maximum loan eligibility for home, personal, car, and education loans based on income, existing EMIs, and FOIR norms.

Calculate gross profit margin, net profit margin, and markup percentage. Find the revenue needed to hit a target margin.

Calculate your monthly mortgage payment with taxes, insurance, PMI and HOA, see an amortization schedule and what extra payments save.

Project your 401(k) balance with employer match, salary growth and the 2026 IRS limits, including catch-up contributions at 50 and the 60 to 63 limit.

Estimate self-employment tax from net profit: Social Security 12.4%, Medicare 2.9%, Additional Medicare Tax and the deduction for half. 2026 and 2025.

See your federal income tax bracket by bracket for 2026 or 2025: marginal and effective rate, standard deduction by filing status, tax before credits.

Calculate maturity value of a one-time lumpsum investment. See total returns, gain, and wealth ratio over the chosen tenure.

Calculate Systematic Withdrawal Plan returns. See final balance, total withdrawn, and how long your corpus lasts at a chosen monthly draw.

Estimate mutual fund returns for both SIP (monthly) and lumpsum (one-time) modes. See maturity value, total invested, and gain.

Calculate maturity value of Sukanya Samriddhi Yojana (SSY) for your daughter — 15-year deposit, matures at age 21, currently 8.2% p.a. tax-free.

Estimate Employee Provident Fund corpus at retirement. Accounts for monthly contributions, annual hikes, and current EPF interest rate.

Calculate maturity amount and interest earned on a Recurring Deposit (RD). Compounded quarterly.

Calculate monthly EMI for a car loan. Pre-set with typical car loan defaults. See total interest and full payable amount.

Calculate home loan EMI, total interest, and principal-to-interest split. Pre-set with typical Indian home loan defaults.

Calculate maturity value of National Savings Certificate (NSC) — 5-year fixed tenure, government-backed, currently 7.7% p.a.

Calculate returns on a SIP that increases by a fixed percentage every year. See how step-up SIPs build dramatically more wealth than flat SIPs.

Calculate monthly contribution required for Atal Pension Yojana (APY). Pick target pension (₹1k–₹5k/month), enter age — get the official PFRDA contribution.

Estimate margin required for stock trades — equity intraday, delivery, futures, and options. Pre-set typical leverage by segment.

Calculate TDS on different payment types — salary, FD interest, rent, professional fees, commissions. Includes no-PAN flat 20% rule.

Calculate monthly income from Post Office Monthly Income Scheme (POMIS). 7.4% p.a., paid monthly, government-backed.

Calculate quarterly payouts and total interest from Senior Citizens Savings Scheme (SCSS). 8.2% p.a., 5-year tenure, government-backed.

Calculate the weighted average buy price of a stock across multiple purchases. See total invested, total quantity, and unrealized P&L.

Calculate XIRR — the annualized return on investments with irregular cash flows. Used by mutual fund investors, SIP returns, real estate, and angel investments.