investing
9 articles about investing.
Your SIP Return Is Not CAGR: XIRR ExplainedXIRR vs CAGR: investors confuse fund CAGR with personal XIRR, and for SIPs the gap can be 3–5 percentage points. The math and a worked example.27 May 2026 · 7 min read
HDFC AMC Cyber Incident: Are Your Mutual Funds Safe?HDFC AMC disclosed a cybersecurity incident. What happened, whether your units are at risk, what data AMCs hold about you and the steps to take now.18 May 2026 · 11 min read
2008 Mutual Fund Dividends: Recover Unclaimed Money (IEPF)Unclaimed mutual fund dividends from 2008: agents put investors in payout plans with wrong bank details, and lakhs now sit earning 4%. A recovery guide.16 May 2026 · 19 min read
Best FD Rates in India, May 2026: SBI, HDFC, ICICI ComparedThe best FD rates in May 2026 are falling as the RBI cuts the repo rate. Which banks still pay the most, and should you lock in before the next cut?15 May 2026 · 11 min read
Build a ₹1 Crore Corpus With SIP: 2026 Step-by-Step GuideBuilding a ₹1 crore corpus through SIP is more achievable than most think. How much to invest, for how long, and which assumptions to stress-test first.14 May 2026 · 10 min read
Sovereign Gold Bond Matures at 382%: 2018 SGB PayoutSovereign gold bond SGB 2018-19 Series 1 matures in May 2026 with over 382% returns for 2018 buyers at ₹3,114. The calculation, tax treatment and outlook.13 May 2026 · 8 min read
PPF 7.1%, NSC 7.7%: Small Savings Rates Frozen Apr–Jun 2026Small savings rates stay frozen: PPF, NSC and Sukanya Samriddhi are unchanged for April–June 2026, the eighth straight quarter. Why, and what it means.10 May 2026 · 9 min read
India's SIP Inflows Hit a Record ₹32,000 Cr in March 2026SIP inflows record ₹32,087 crore in March 2026, with 9.72 crore active accounts. What this record means for your own SIP and whether to raise it.8 May 2026 · 8 min read
SIP vs Lump Sum: Which Builds More Wealth in 2026?SIP vs lump sum: both grow money, but the right pick depends on markets, cash flow and risk tolerance. Here's the honest breakdown and when each wins.7 May 2026 · 9 min read