finance
13 articles about finance.
Capital Gains Tax on Mutual Funds FY2025-26: New Rates, the ₹1.25L Exemption, and How to FileFinance Act 2024 changed LTCG on equity funds to 12.5% and STCG to 20% from July 23, 2024. Here's exactly what rate applies to your gains, how to claim the ₹1.25 lakh exemption, and how to report in ITR-2 this season.18 May 2026 · 14 min read
Gold and Silver Import Duty Just Jumped to 15%: What Every Buyer, Investor, and SIP Holder Should Do NowThe government raised gold and silver import duty to 15% effective May 13, 2026 — up from 6%. Here's the real ₹ impact on jewellery, ETFs, and gold SIPs.13 May 2026 · 9 min read
Sovereign Gold Bond Matures at 382%: What 2018 SGB Investors Are Taking Home in 2026The SGB 2018-19 Series 1 matures in May 2026, delivering over 382% total returns to investors who bought at ₹3,114 in 2018. Here's the full calculation, the tax treatment, and whether gold as an asset class still makes sense for new investors.13 May 2026 · 8 min read
April CPI Prints at 3.48%: What India's Borrowers and Savers Should Do Right NowIndia's April retail inflation came in at 3.48% — well below the 4% RBI target. Here's the real ₹ impact on your home loan EMI, FD returns, and monthly fuel budget.12 May 2026 · 8 min read
Home Loan Rates Fall to 7.10% in May 2026: Is Now the Right Time to Buy a House?Home loan rates are at multi-year lows following the RBI's 125 bps rate cut cycle. Best rates now start at 7.10%. Here's what this means for affordability, whether to buy vs. rent, and how to get the best rate.12 May 2026 · 9 min read
New Income Tax Act 2025: ₹12 Lakh Zero Tax, 8-City HRA, and What Changed from April 2026India's new Income Tax Act 2025 is live from April 1, 2026. Here's what actually changed: the ₹12 lakh threshold, expanded HRA cities, doubled senior citizen deductions, and how to calculate whether old or new regime saves you more.11 May 2026 · 9 min read
RBI Cuts Repo Rate to 5.25%: What It Means for Your Home Loan EMI in 2026The RBI has cut the repo rate by 125 basis points since 2025, bringing it to 5.25%. Here's the exact rupee impact on your home loan, car loan, and personal loan EMIs — and whether you should switch lenders.11 May 2026 · 9 min read
CII Wants the ₹10 Fuel Excise Cut Rolled Back: What It Means for Your Petrol BillThe Confederation of Indian Industry has proposed a gradual rollback of the ₹10/litre fuel excise reduction. Here's the real ₹ impact on your monthly fuel spend.10 May 2026 · 8 min read
PPF at 7.1%, NSC at 7.7%: Small Savings Rates Frozen for April–June 2026 — What This MeansThe government has kept PPF, NSC, Sukanya Samriddhi, and other small savings rates unchanged for the April–June 2026 quarter — the eighth consecutive quarter without a change. Here's what current rates look like, why they're frozen, and how to use them in your portfolio.10 May 2026 · 9 min read
EPF Interest Rate 2025-26 Stays at 8.25%: When It Gets Credited and What It's WorthEPFO has kept the EPF interest rate at 8.25% for FY 2025-26 for the second year running. Here's when the interest will be credited to your account, how the calculation works, and whether your EPF is actually earning what you think it is.9 May 2026 · 8 min read
India's SIP Crosses ₹32,000 Crore in March 2026: What This Milestone Means for Your InvestmentsIndian retail investors pumped ₹32,087 crore into SIPs in March 2026 — a new record. 9.72 crore SIP accounts are now active. Here's what this wave of money means for your existing SIP and whether you should be increasing your contribution.8 May 2026 · 8 min read
SIP vs Lump Sum Investment: Which Builds More Wealth in 2026?SIP and lump sum both grow money — but which is right for you depends on market conditions, your cash flow, and your risk tolerance. Here's the honest breakdown.7 May 2026 · 9 min read
We just shipped 17 new finance calculators — full Groww parity, all client-sideFrom XIRR to APY to Sukanya Samriddhi Yojana — Stax now covers every calculator on Groww's catalog, with the same math but zero server-side processing of your numbers.6 May 2026 · 8 min read