finance
16 articles about finance.
RBI Repo Rate Hike: What It Means for EMIs and PricesThe RBI repo rate hike to 5.50% lifts floating-loan EMIs first and cools prices later. See the rupee impact on EMIs, FDs and your monthly budget.7 October 2026 · 14 min read
Missed the ITR Deadline? What a Belated Return CostsMissed July 31? You can still file a belated ITR for AY2026-27 until December 31, 2026. The late fee, interest, old-regime lock-out and the exact steps to file.5 October 2026 · 8 min read
FD vs RD vs Savings Account: Which to Use in 2026FD vs RD vs savings account in India: current bank rates, TDS rules, tax treatment, liquidity, and the right instrument for each financial goal.2 October 2026 · 8 min read
Capital Gains Tax on Mutual Funds FY2025-26: Rates & ITR-2Capital gains tax mutual funds guide: LTCG on equity funds is 12.5% and STCG 20% from July 23, 2024. How to claim the ₹1.25 lakh exemption in ITR-2.18 May 2026 · 14 min read
Gold and Silver Import Duty Hits 15%: What Buyers Should DoThe government raised gold and silver import duty to 15% effective May 13, 2026 — up from 6%. Here's the real ₹ impact on jewellery, ETFs, and gold SIPs.13 May 2026 · 9 min read
Sovereign Gold Bond Matures at 382%: 2018 SGB PayoutSovereign gold bond SGB 2018-19 Series 1 matures in May 2026 with over 382% returns for 2018 buyers at ₹3,114. The calculation, tax treatment and outlook.13 May 2026 · 8 min read
April CPI at 3.48%: What Borrowers and Savers Should DoCPI inflation India: April retail inflation came in at 3.48%, below the RBI's 4% target. The real ₹ impact on your home loan EMI, FD returns and fuel budget.12 May 2026 · 8 min read
Home Loan Rates Fall to 7.10% in May 2026: Buy Now?Home loan interest rates hit multi-year lows after the RBI's 125 bps cuts, from 7.10%. What it means for affordability, buy vs rent and your best rate.12 May 2026 · 9 min read
New Income Tax Act 2025: ₹12 Lakh Zero Tax and Key ChangesIndia's new Income Tax Act 2025 is live from April 1, 2026: the ₹12 lakh threshold, 8-city HRA, higher senior deductions and how to pick the better regime.11 May 2026 · 9 min read
RBI Cuts Repo Rate to 5.25%: What It Means for Your EMIThe RBI has cut the repo rate 125 bps since 2025 to 5.25%. The rupee impact on your home, car and personal loan EMIs, and whether to switch lenders.11 May 2026 · 10 min read
CII Wants ₹10 Fuel Excise Cut Rolled Back: Your Petrol BillFuel excise duty: the CII wants the ₹10/litre cut rolled back gradually. Here is the real ₹ impact on your monthly petrol and diesel spend.10 May 2026 · 9 min read
PPF 7.1%, NSC 7.7%: Small Savings Rates Frozen Apr–Jun 2026Small savings rates stay frozen: PPF, NSC and Sukanya Samriddhi are unchanged for April–June 2026, the eighth straight quarter. Why, and what it means.10 May 2026 · 9 min read
EPF Interest Rate 2025-26 Stays at 8.25%: Credit DateThe EPF interest rate stays at 8.25% for FY 2025-26, a second year running. When it's credited, how it's calculated and what your EPF really earns.9 May 2026 · 8 min read
India's SIP Inflows Hit a Record ₹32,000 Cr in March 2026SIP inflows record ₹32,087 crore in March 2026, with 9.72 crore active accounts. What this record means for your own SIP and whether to raise it.8 May 2026 · 8 min read
SIP vs Lump Sum: Which Builds More Wealth in 2026?SIP vs lump sum: both grow money, but the right pick depends on markets, cash flow and risk tolerance. Here's the honest breakdown and when each wins.7 May 2026 · 9 min read
17 New Finance Calculators, All Running Client-SideFrom XIRR and APY to Sukanya Samriddhi, Stax adds 17 finance calculators India investors use on Groww, with the same math and no server-side processing.6 May 2026 · 9 min read