mutual-funds
8 articles about mutual-funds.
NPS vs Mutual Funds for Retirement: Which Builds More Wealth in 2026?Side-by-side comparison of NPS and mutual funds for long-term retirement investing — returns, tax benefits under 80CCD, lock-in, annuity obligation, withdrawal rules, and a verdict for different investor profiles.30 May 2026 · 5 min read
Your SIP Return Is Not CAGR — Understanding XIRR and Why the Difference Is Larger Than You ThinkMost mutual fund investors confuse fund NAV growth (CAGR) with their personal return (XIRR). For SIPs, the gap can be 3–5 percentage points. Here's the math, a worked example, and how to calculate your actual return in minutes.27 May 2026 · 6 min read
ELSS vs PPF: Which Section 80C Option Actually Wins in FY2026-27?With RBI cutting rates 50 bps in 2025–26 and PPF at 7.1%, the ELSS vs PPF calculus has shifted. Here's which ₹1.5 lakh 80C investment makes more sense now — with 10-year return data, lock-in comparison, and tax treatment side by side.25 May 2026 · 6 min read
Capital Gains Tax on Mutual Funds FY2025-26: New Rates, the ₹1.25L Exemption, and How to FileFinance Act 2024 changed LTCG on equity funds to 12.5% and STCG to 20% from July 23, 2024. Here's exactly what rate applies to your gains, how to claim the ₹1.25 lakh exemption, and how to report in ITR-2 this season.18 May 2026 · 14 min read
HDFC AMC Reports Cybersecurity Incident: What It Means for Your Mutual Fund InvestmentsHDFC AMC has disclosed a cybersecurity incident and activated containment protocols. Here's what happened, whether your mutual fund units are at risk, what data AMCs hold about you, and the exact steps to take right now.18 May 2026 · 11 min read
Your 2008 Mutual Fund May Be Silently Bleeding Money — Here's What Happened and How to Fix ItAgents in 2008 enrolled investors in dividend payout plans, left wrong bank details, and misspelled names. 15–20 years later, lakhs sit in money market accounts earning 4% instead of 12%+. Full recovery guide.16 May 2026 · 18 min read
How to build a ₹1 crore corpus with SIP: a step-by-step 2026 guideBuilding ₹1 crore through SIP is more achievable than most investors think. Here's exactly how much to invest, for how long, and which assumptions to stress-test before you commit.14 May 2026 · 10 min read
India's SIP Crosses ₹32,000 Crore in March 2026: What This Milestone Means for Your InvestmentsIndian retail investors pumped ₹32,087 crore into SIPs in March 2026 — a new record. 9.72 crore SIP accounts are now active. Here's what this wave of money means for your existing SIP and whether you should be increasing your contribution.8 May 2026 · 8 min read